Invest or borrow at 12% with 12 percent club apk: Features, benefits and reviews

12 Percent Club APK: A Smart Solution for Your Investment and Borrowing Needs

Are you looking for a way to earn high returns on your savings or get a quick loan at a low interest rate? If yes, then you should check out the 12 Percent Club APK, an amazing app that offers you a solution for all your investment and borrowing needs. In this article, we will tell you everything you need to know about this app, including what it is, how to download and install it, how to use it, and why you should choose it.

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What is 12 Percent Club APK?

The 12 Percent Club APK is an app that is powered by BharatPe, a leading fintech company in India, and partnered with RBI approved NBFCs, such as Hindon, LenDenClub, and Liquiloans. The app allows you to invest or borrow money at a fixed interest rate of 12% per annum, which is much higher than most bank deposits or lower than most personal loans.

A platform powered by BharatPe and partnered with RBI approved NBFCs

The 12 Percent Club APK is not a direct lender or investor, but a platform that connects you with the NBFCs that provide the loans or deposits. You will be shown a sanction letter or a deposit agreement from the NBFC on the app when you opt for a loan or an investment. The app ensures that your money is safe and secure, as it follows all the regulatory norms and complies with the KYC and AML guidelines.

A solution for investing and borrowing money at 12% interest rate

The 12 Percent Club APK offers you a simple and convenient way to invest or borrow money at a flat interest rate of 12% per annum. You can invest any amount from Rs.10,000 to Rs.100,000 for a tenure of 3 months, and start earning interest daily. You can also request withdrawal anytime without any charges. Similarly, you can borrow any amount from Rs.10,000 to Rs.100,000 for a tenure of 3 months, and repay it anytime without any prepayment charges. The app also charges zero processing fees for both investing and borrowing.

How to Download and Install 12 Percent Club APK?

If you are interested in using the 12 Percent Club APK, you will need to download and install it on your Android device. Here are the steps to do so:

Steps to download the app from Google Play Store or APKCombo

You can download the app from either Google Play Store or APKCombo, depending on your preference. To download it from Google Play Store, follow these steps:

• Open Google Play Store on your device and search for "12 Percent Club".

• Select the app from the search results and tap on "Install".

• Wait for the app to download and install on your device.

To download it from APKCombo, follow these steps:

Open your browser and go to Steps to install the app and create an account

After downloading the app, you will need to install it and create an account to start using it. To install the app, follow these steps:

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• Open the downloaded file and tap on "Install".

• Allow the app to access your device's settings, files, and contacts.

• Wait for the app to install and launch it.

To create an account, follow these steps:

• Enter your mobile number and verify it with an OTP.

• Enter your name, email address, and PAN number.

• Complete your KYC by uploading your Aadhaar card and a selfie.

• Accept the terms and conditions and privacy policy of the app.

• Link your bank account by entering your account number and IFSC code.

Congratulations! You have successfully created your account on the 12 Percent Club APK.

How to Invest Money with 12 Percent Club APK?

If you want to invest your money and earn 12% interest per annum, you can do so with the 12 Percent Club APK. Here are the features and benefits of investing money with the app, and the steps to do it.

Features and benefits of investing money with the app

The 12 Percent Club APK offers you a hassle-free and flexible way to invest your money and earn high returns. Here are some of the features and benefits of investing money with the app:

• You can invest any amount from Rs.10,000 to Rs.100,000 for a tenure of 3 months.

• You can start earning interest daily from the day you invest your money.

• You can request withdrawal anytime without any charges or penalties.

• You can track your investment performance and interest earnings on the app.

• You can reinvest your principal or interest amount for another tenure.

• You can rest assured that your money is safe and secure, as it is invested with RBI approved NBFCs such as LenDenClub and Liquiloans .

Steps to invest money and request withdrawal

To invest money with the 12 Percent Club APK, follow these steps:

• Open the app and tap on "Invest Money".

• Select the amount you want to invest from Rs.10,000 to Rs.100,000.

• Select the tenure of 3 months for your investment.

• Review the deposit agreement from the NBFC partner and accept it.

• Confirm your investment by entering your UPI PIN.

• Wait for the confirmation message and receipt on the app.

To request withdrawal of your investment, follow these steps:

• Open the app and tap on "Withdraw Money".

• Select the amount you want to withdraw from your available balance.

• Select the bank account where you want to receive the money.

• Confirm your withdrawal by entering your UPI PIN.

• Wait for the confirmation message and receipt on the app.

How to Borrow Money with 12 Percent Club APK?

If you need a quick loan at a low interest rate, you can also borrow money with the 12 Percent Club APK. Here are the features and benefits of borrowing money with the app, and the steps to do it.

Features and benefits of borrowing money with the app

The 12 Percent Club APK offers you a fast and easy way to borrow money at a flat interest rate of 12% per annum. Here are some of the features and benefits of borrowing money with the app:

• You can borrow any amount from Rs.10,000 to Rs.100,000 for a tenure of 3 months.

• You can repay your loan anytime without any prepayment charges or penalties.

• You can pay zero processing fees for your loan application.

• You can get instant approval and disbursal of your loan amount in your bank account.

• You can check your loan status and repayment schedule on the app.

• You can avail loans from RBI approved NBFCs such as Hindon, which have a low default rate and high recovery rate.

Steps to borrow money and repay it

To borrow money with the 12 Percent Club APK, follow these steps:

• Open the app and tap on "Borrow Money".

• Select the amount you want to borrow from Rs.10,000 to Rs.100,000.

• Select the tenure of 3 months for your loan.

• Review the sanction letter from the NBFC partner and accept it.

• Confirm your loan by entering your UPI PIN.

• Wait for the confirmation message and receipt on the app.

To repay your loan with the 12 Percent Club APK, follow these steps:

• Open the app and tap on "Repay Loan".

• Select the amount you want to repay from your outstanding balance.

• Select the bank account from where you want to pay the money.

• Confirm your repayment by entering your UPI PIN.

• Wait for the confirmation message and receipt on the app.

Why Choose 12 Percent Club APK?

You might be wondering why you should choose the 12 Percent Club APK over other investment and loan apps available in the market. Well, here are some of the reasons why this app is better than the rest:

Advantages of using the app over other investment and loan apps

The 12 Percent Club APK offers you several advantages over other investment and loan apps, such as:

• You can enjoy a fixed interest rate of 12% per annum, which is higher than most bank deposits or lower than most personal loans.

• You can invest or borrow money for a short tenure of 3 months, which gives you more flexibility and control over your money.

• You can earn or pay interest daily, which means you can maximize your returns or minimize your costs.

• You can withdraw or repay your money anytime without any charges or penalties, which means you can access your money whenever you need it.

• You can avail loans or deposits from RBI approved NBFCs, which means you can trust their credibility and security.

Testimonials from satisfied users

Don't just take our word for it. Here are some of the testimonials from satisfied users who have used the 12 Percent Club APK and shared their feedback on Google Play Store:

Name

Rating

Review

Rajesh Kumar

5 stars

"I have invested Rs.50,000 with this app and I am very happy with the returns. I get interest credited to my account every day and I can withdraw it anytime. The app is very easy to use and secure. I recommend this app to everyone who wants to earn high returns on their savings."

Pooja Sharma

5 stars

"I have borrowed Rs.20,000 with this app and I am very satisfied with the service. I got instant approval and disbursal of my loan amount in my bank account. The interest rate is very low and I can repay it anytime without any charges. The app is very user-friendly and transparent. I thank this app for helping me in my financial emergency."

Anil Singh

4 stars

"I have used this app for both investing and borrowing money and I am very impressed with the features and benefits. The interest rate is fixed at 12% per annum, which is very attractive for both investors and borrowers. The app is very simple and convenient to use. The only thing I wish is that they increase the maximum limit of Rs.100,000."

Conclusion

The 12 Percent Club APK is a smart solution for your investment and borrowing needs. It allows you to invest or borrow money at a flat interest rate of 12% per annum, which is higher than most bank deposits or lower than most personal loans. You can also enjoy the flexibility and convenience of withdrawing or repaying your money anytime without any charges or penalties. The app is powered by BharatPe and partnered with RBI approved NBFCs, which ensure the safety and security of your money. The app is easy to download, install, and use, and has received positive feedback from many satisfied users. If you are looking for a way to earn high returns on your savings or get a quick loan at a low interest rate, you should definitely try the 12 Percent Club APK today. FAQs

Here are some of the frequently asked questions about the 12 Percent Club APK:

• Is the 12 Percent Club APK legal and safe?

Yes, the 12 Percent Club APK is legal and safe to use. The app is powered by BharatPe, a leading fintech company in India, and partnered with RBI approved NBFCs, such as Hindon, LenDenClub, and Liquiloans. The app follows all the regulatory norms and complies with the KYC and AML guidelines. The app also uses encryption and security features to protect your data and transactions.

• What are the eligibility criteria for using the 12 Percent Club APK?

To use the 12 Percent Club APK, you need to meet the following eligibility criteria:

• You must be an Indian citizen with a valid PAN card and Aadhaar card.

• You must be at least 18 years old.

• You must have a bank account with UPI enabled.

• You must have a smartphone with Android version 5.0 or above.

• What are the documents required for using the 12 Percent Club APK?

To use the 12 Percent Club APK, you need to provide the following documents:

• Your PAN card number.

• Your Aadhaar card number and a selfie.

• Your bank account number and IFSC code.

• How can I contact the customer support of the 12 Percent Club APK?

If you have any queries or issues regarding the 12 Percent Club APK, you can contact the customer support team by:

• Emailing them at support@bharatpe.com.

• Calling them at +91-888-255-5333.

• Chatting with them on the app.

• Can I use the 12 Percent Club APK for both investing and borrowing money?

Yes, you can use the 12 Percent Club APK for both investing and borrowing money. You can invest any amount from Rs.10,000 to Rs.100,000 for a tenure of 3 months, and earn 12% interest per annum. You can also borrow any amount from Rs.10,000 to Rs.100,000 for a tenure of 3 months, and pay 12% interest per annum. You can also withdraw or repay your money anytime without any charges or penalties.

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